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What's the difference between invoice/billing currency, checkout/payment currency and settlement currency?
Invoice or Billing Currency
The invoice/billing currency, aka. “Shop currency” is the currency the merchant denominates his or her products in, e.g. EUR, USD or any other supported fiat- or cryptocurrency. This is the payment currency displayed to the user on checkout pages and invoices.
Checkout Payment Currency
The checkout payment currency is the currency that your customer decides to pay with, e.g. BTC, ETH, LTC, XLM, or any asset on the Stellar Network (such as USDC).
Settlement Currency
The currency you are credited in when a payment completes. Whalestack automatically converts inbound payments into your preferred currency, e.g. USD. You can also choose to keep the Checkout Payment Currency as the Settlement Currency without conversion.
Last Update: Oct 2, 2023
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